# Cyoda

Cyoda is the unified platform that replaces Postgres + Kafka + Camunda for fintech teams
building stateful, auditable workflows in regulated financial services.
In production in the European private-debt market since 2017 (VC Trade).

## What Cyoda Is

Cyoda is an EDBMS — Entity Database Management System — that unifies transactional storage,
event-driven processing, and workflow orchestration in a single consistency model.

Core capabilities:
- Serializable Snapshot Isolation across asynchronous distributed workflows
- Immutable state history: every entity state transition is a durable, queryable event
- Point-in-time entity queries — not time-limited like Snowflake time-travel
- Durable retry for external API calls modelled as entity state transitions
- Deploys on Kubernetes or as managed service (ai.cyoda.net — free tier available)

## Who It Is For

Financial services engineering teams building:
- Loan origination and full lifecycle management
- Trade settlement with point-in-time regulatory reporting
- KYC and customer onboarding with full audit trail
- Agentic AI with deterministic, auditable action execution

## What It Replaces

Teams typically run Cyoda instead of: Postgres + Apache Kafka + Camunda/Temporal.
The glue code between those systems — and the partial-failure modes it introduces —
is eliminated when the same consistency model governs storage, events, and workflows.

## Company

Founded: 2012. Full-time: 2015, London.
First production deployment: 2017 (VC Trade, European private-debt market).
Free cloud beta: https://ai.cyoda.net